quoroom.org English Solicitar cotización

California · Ley Davis-Stirling

Los dos informes que toda asociación debe, cada año.

Un informe anual de presupuesto y una declaración anual de políticas, ambos entregados en la misma ventana, ambos por encima de lo que digan los documentos rectores. En el segundo el miembro se entera de a dónde irán sus avisos — incluidos los que deciden una elección.

Artículo Civ. Code §§ 5300–5320 Capítulo 6, Gobierno de la asociación · Artículo 7 Secciones 4 Texto verificado 2026-10-11

Una ventana, dos informes

El § 5300(a) y el § 5310(a) imponen el mismo plazo con las mismas palabras: de 30 a 90 días antes de cerrar el ejercicio. Es una ventana, no una fecha límite — demasiado pronto incumple igual que demasiado tarde — y el § 5300 empieza no obstante cualquier disposición en contrario de los documentos rectores, así que unos estatutos con otra fecha no la mueven.

Un tercer informe corre con su propio reloj. El § 5305 exige una revisión del estado financiero, preparada conforme a los principios de contabilidad generalmente aceptados por un licenciado del California Board of Accountancy, en todo ejercicio cuyo ingreso bruto supere los $75.000 — entregada dentro de los 120 días siguientes al cierre, por entrega individual.

Por qué la declaración de políticas importa en una elección

La declaración anual de políticas suele leerse como un trámite. Cinco de sus doce puntos son la maquinaria de avisos sobre la que después corre toda elección:

De modo que la declaración no es meramente informativa: es la invitación permanente con la que los miembros configuran por dónde les llega todo lo demás. Una asociación que la envía y luego mantiene una sola dirección por miembro en su padrón se ha creado ella misma la contradicción.

Informe completo, o un resumen que diga cómo pedir el completo

El § 5320 permite un resumen en lugar del documento entero — con una condición que lleva dentro una especificación tipográfica. El resumen debe llevar, en la primera página, una descripción general del contenido e instrucciones para pedir el informe completo sin coste, impresas en negrita de al menos 10 puntos. Una ley rara vez fija un cuerpo de letra; cuando lo hace es porque quien la redactó esperaba que el aviso quedara enterrado.

Y la letra (b): el miembro que pidió recibir todos los informes completos recibe el completo, no el resumen. Es una segunda elección permanente que un miembro puede hacer, a registrar por miembro, junto a la dirección de arriba y las solicitudes que deben constar por escrito para surtir efecto.

Lo que el informe de presupuesto contiene y nadie lee

Doce puntos en el § 5300(b), y dos de ellos son declaraciones contra el propio interés: si la junta ha decidido aplazar la reparación de algún componente mayor al que le quedan 30 años de vida o menos, y si prevé una cuota especial para dotar reservas. La letra (d) hace después que el resumen de reservas sea inadmisible como prueba de mala gestión financiera — la revelación es obligatoria y su uso como prueba queda limitado en la misma frase.

Civil Code § 5300 — el texto, en inglés

The Annual Budget Report — Contents and Timing
Amended by Stats. 2017, Ch. 127, Sec. 4. (AB 690) Effective January 1, 2018.

El texto va en inglés porque así está promulgado: la versión inglesa es la que tiene fuerza de ley. La explicación de esta página está en español; si algo en ella difiere del texto, vale el texto.

(a)Notwithstanding a contrary provision in the governing documents, an association shall distribute an annual budget report 30 to 90 days before the end of its fiscal year.
(b)Unless the governing documents impose more stringent standards, the annual budget report shall include all of the following information:
(b)(1)A pro forma operating budget, showing the estimated revenue and expenses on an accrual basis.
(b)(2)A summary of the association’s reserves, prepared pursuant to Section 5565.
(b)(3)A summary of the reserve funding plan adopted by the board, as specified in paragraph (5) of subdivision (b) of Section 5550. The summary shall include notice to members that the full reserve study plan is available upon request, and the association shall provide the full reserve plan to any member upon request.
(b)(4)A statement as to whether the board has determined to defer or not undertake repairs or replacement of any major component with a remaining life of 30 years or less, including a justification for the deferral or decision not to undertake the repairs or replacement.
(b)(5)A statement as to whether the board, consistent with the reserve funding plan adopted pursuant to Section 5560, has determined or anticipates that the levy of one or more special assessments will be required to repair, replace, or restore any major component or to provide adequate reserves therefor. If so, the statement shall also set out the estimated amount, commencement date, and duration of the assessment.
(b)(6)A statement as to the mechanism or mechanisms by which the board will fund reserves to repair or replace major components, including assessments, borrowing, use of other assets, deferral of selected replacements or repairs, or alternative mechanisms.
(b)(7)A general statement addressing the procedures used for the calculation and establishment of those reserves to defray the future repair, replacement, or additions to those major components that the association is obligated to maintain. The statement shall include, but need not be limited to, reserve calculations made using the formula described in paragraph (4) of subdivision (b) of Section 5570, and may not assume a rate of return on cash reserves in excess of 2 percent above the discount rate published by the Federal Reserve Bank of San Francisco at the time the calculation was made.
(b)(8)A statement as to whether the association has any outstanding loans with an original term of more than one year, including the payee, interest rate, amount outstanding, annual payment, and when the loan is scheduled to be retired.
(b)(9)A summary of the association’s property, general liability, earthquake, flood, and fidelity insurance policies. For each policy, the summary shall include the name of the insurer, the type of insurance, the policy limit, and the amount of the deductible, if any. To the extent that any of the required information is specified in the insurance policy declaration page, the association may meet its obligation to disclose that information by making copies of that page and distributing it with the annual budget report. The summary distributed pursuant to this paragraph shall contain, in at least 10-point boldface type, the following statement: “This summary of the association’s policies of insurance provides only certain information, as required by Section 5300 of the Civil Code, and should not be considered a substitute for the complete policy terms and conditions contained in the actual policies of insurance. Any association member may, upon request and provision of reasonable notice, review the association’s insurance policies and, upon request and payment of reasonable duplication charges, obtain copies of those policies. Although the association maintains the policies of insurance specified in this summary, the association’s policies of insurance may not cover your property, including personal property or real property improvements to or around your dwelling, or personal injuries or other losses that occur within or around your dwelling. Even if a loss is covered, you may nevertheless be responsible for paying all or a portion of any deductible that applies. Association members should consult with their individual insurance broker or agent for appropriate additional coverage.”
(b)(10)When the common interest development is a condominium project, a statement describing the status of the common interest development as a Federal Housing Administration (FHA)-approved condominium project pursuant to FHA guidelines, including whether the common interest development is an FHA-approved condominium project. The statement shall be in at least 10-point font on a separate piece of paper and in the following form: “Certification by the Federal Housing Administration may provide benefits to members of an association, including an improvement in an owner’s ability to refinance a mortgage or obtain secondary financing and an increase in the pool of potential buyers of the separate interest. This common interest development [is/is not (circle one)] a condominium project. The association of this common interest development [is/is not (circle one)] certified by the Federal Housing Administration.”
(b)(11)When the common interest development is a condominium project, a statement describing the status of the common interest development as a federal Department of Veterans Affairs (VA)-approved condominium project pursuant to VA guidelines, including whether the common interest development is a VA-approved condominium project. The statement shall be in at least 10-point font on a separate piece of paper and in the following form: “Certification by the federal Department of Veterans Affairs may provide benefits to members of an association, including an improvement in an owner’s ability to refinance a mortgage or obtain secondary financing and an increase in the pool of potential buyers of the separate interest. This common interest development [is/is not (circle one)] a condominium project. The association of this common interest development [is/is not (circle one)] certified by the federal Department of Veterans Affairs.”
(b)(12)A copy of the completed “Charges For Documents Provided” disclosure identified in Section 4528. For purposes of this section, “completed” means that the “Fee for Document” section of the form individually identifies the costs associated with providing each document listed on the form.
(c)The annual budget report shall be made available to the members pursuant to Section 5320.
(d)The summary of the association’s reserves disclosed pursuant to paragraph (2) of subdivision (b) shall not be admissible in evidence to show improper financial management of an association, provided that other relevant and competent evidence of the financial condition of the association is not made inadmissible by this provision.
(e)The Assessment and Reserve Funding Disclosure Summary form, prepared pursuant to Section 5570, shall accompany each annual budget report or summary of the annual budget report that is delivered pursuant to this article.

Qué decía antes este artículo

Leída comparando las publicaciones bienales del código del Legislative Counsel, una por sesión. La más antigua es la de 2013–2014, que ya trae la Ley con su numeración actual, así que los cambios se registran desde la publicación siguiente en adelante. Importa más allá del registro: el § 5145 da un año para impugnar una elección, y rige el texto vigente el día en que se celebró, no el de hoy.

  1. AB 690en vigor 2018-01-01

    Amended by Stats. 2017, Ch. 127, Sec. 4. (AB 690) Effective January 1, 2018.

    5 subdivisiones cambiadas

    Ver qué cambió
    1. (b)(3)A summary of the reserve funding plan adopted by the board, as specified in paragraph (5) of subdivision (b) of Section 5550. The summary shall include notice to members that the full reserve study plan is available upon request, and the association shall provide the full reserve plan to any member upon request.
    2. (b)(10)When the common interest development is a condominium project, a statement describing the status of the common interest development as a Federal Housing Administration (FHA)-approved condominium project pursuant to FHA guidelines, including whether the common interest development is an FHA-approved condominium project. The statement shall be in at least 10-point font on a separate piece of paper and in the following form: “Certification by the Federal Housing Administration may provide …
    3. (b)(11)When the common interest development is a condominium project, a statement describing the status of the common interest development as a federal Department of Veterans Affairs (VA)-approved condominium project pursuant to VA guidelines, including whether the common interest development is a VA-approved condominium project. The statement shall be in at least 10-point font on a separate piece of paper and in the following form: “Certification by the federal Department of …
    4. (b)(12)A copy of the completed “Charges For Documents Provided” disclosure identified in Section 4528. For purposes of this section, “completed” means that the “Fee for Document” section of the form individually identifies the costs associated with providing each document listed on the form.
    5. (f)This section shall become inoperative on July 1, 2016, and, as of January 1, 2017, is repealed, unless a later enacted statute, that becomes operative on or before January 1, 2017, deletes or extends the dates on which it becomes inoperative and is repealed.

  2. AB 596en vigor 2016-01-01

    Amended by Stats. 2015, Ch. 184, Sec. 1. Effective January 1, 2016. Inoperative July 1, 2016. Repealed as of January 1, 2017, by its own provisions. See later operative version added by Sec. 2 of Stats. 2015, Ch. 184.

    2 subdivisiones cambiadas

    Ver qué cambió
    1. (b)(3)A summary of the reserve funding plan adopted by the board, as specified in paragraph (5) of subdivision (b) of Section 5550. The summary shall include notice to members that the full reserve study plan is available upon request, and the association shall provide the full reserve plan to any member upon request.
    2. (f)This section shall become inoperative on July 1, 2016, and, as of January 1, 2017, is repealed, unless a later enacted statute, that becomes operative on or before January 1, 2017, deletes or extends the dates on which it becomes inoperative and is repealed.

Reproducido literalmente del texto publicado por el Legislative Counsel de California y verificado palabra por palabra contra una segunda fuente (leginfo (Legislative Counsel official bulk code database, LAW_SECTION_TBL) · California Public Law (Public.Law)). Las leyes de California son actos de gobierno y no tienen derechos de autor. Esta es una reproducción no oficial — la versión oficial la publica el Legislative Counsel en leginfo.legislature.ca.gov, y esa versión es la que rige.
Legible por máquina: /data/5300.json — el mismo texto con sus anclas, fechas y fuentes.

Civil Code § 5305 — el texto, en inglés

Review of the Financial Statement Above $75,000 Gross Income
Added by Stats. 2012, Ch. 180, Sec. 2. (AB 805) Effective January 1, 2013. Operative January 1, 2014, by Sec. 3 of Ch. 180.

El texto va en inglés porque así está promulgado: la versión inglesa es la que tiene fuerza de ley. La explicación de esta página está en español; si algo en ella difiere del texto, vale el texto.

Unless the governing documents impose more stringent standards, a review of the financial statement of the association shall be prepared in accordance with generally accepted accounting principles by a licensee of the California Board of Accountancy for any fiscal year in which the gross income to the association exceeds seventy-five thousand dollars ($75,000). A copy of the review of the financial statement shall be distributed to the members within 120 days after the close of each fiscal year, by individual delivery pursuant to Section 4040.

Reproducido literalmente del texto publicado por el Legislative Counsel de California y verificado palabra por palabra contra una segunda fuente (leginfo (Legislative Counsel official bulk code database, LAW_SECTION_TBL) · California Public Law (Public.Law)). Las leyes de California son actos de gobierno y no tienen derechos de autor. Esta es una reproducción no oficial — la versión oficial la publica el Legislative Counsel en leginfo.legislature.ca.gov, y esa versión es la que rige.
Legible por máquina: /data/5305.json — el mismo texto con sus anclas, fechas y fuentes.

Civil Code § 5310 — el texto, en inglés

The Annual Policy Statement — Contents and Timing
Amended by Stats. 2021, Ch. 640, Sec. 10. (SB 392) Effective January 1, 2022.

El texto va en inglés porque así está promulgado: la versión inglesa es la que tiene fuerza de ley. La explicación de esta página está en español; si algo en ella difiere del texto, vale el texto.

(a)Within 30 to 90 days before the end of its fiscal year, the board shall distribute an annual policy statement that provides the members with information about association policies. The annual policy statement shall include all of the following information:
(a)(1)The name and address of the person designated to receive official communications to the association, pursuant to Section 4035.
(a)(2)A statement explaining that a member may submit a request to have notices sent to up to two different specified addresses, pursuant to Section 4040.
(a)(3)The location, if any, designated for posting of a general notice, pursuant to subdivision (a) of Section 4045.
(a)(4)Notice of a member’s option to receive general notices by individual delivery, pursuant to subdivision (b) of Section 4045.
(a)(5)Notice of a member’s right to receive copies of meeting minutes, pursuant to subdivision (b) of Section 4950.
(a)(6)The statement of assessment collection policies required by Section 5730.
(a)(7)A statement describing the association’s policies and practices in enforcing lien rights or other legal remedies for default in the payment of assessments.
(a)(8)A statement describing the association’s discipline policy, if any, including any schedule of penalties for violations of the governing documents pursuant to Section 5850.
(a)(9)A summary of dispute resolution procedures, pursuant to Sections 5920 and 5965.
(a)(10)A summary of any requirements for association approval of a physical change to property, pursuant to Section 4765.
(a)(11)The mailing address for overnight payment of assessments, pursuant to Section 5655.
(a)(12)Any other information that is required by law or the governing documents or that the board determines to be appropriate for inclusion.
(b)The annual policy statement shall be made available to the members pursuant to Section 5320.

Las fuentes difieren. Text taken verbatim from the Legislative Counsel of California official code database and checked word for word against an independent publisher. The two sources disagree on one word: the official database reads “Sections 5920 and 5965” where california.public.law reads “Section”. The plural is what the Legislative Counsel publishes and is what the citation list requires. The same substitution appears at §§ 4210, 5310, 5350 and 5375 — in every case immediately before a list of two or more section numbers, and nowhere else, which is where the second source's own citation-linking rewrites the word.

Qué decía antes este artículo

Leída comparando las publicaciones bienales del código del Legislative Counsel, una por sesión. La más antigua es la de 2013–2014, que ya trae la Ley con su numeración actual, así que los cambios se registran desde la publicación siguiente en adelante. Importa más allá del registro: el § 5145 da un año para impugnar una elección, y rige el texto vigente el día en que se celebró, no el de hoy.

  1. SB 392en vigor 2022-01-01

    Amended by Stats. 2021, Ch. 640, Sec. 10. (SB 392) Effective January 1, 2022.

    2 subdivisiones cambiadas

    Ver qué cambió
    1. (a)(2)… to two different specified addresses, pursuant to subdivision (b) of Section 4040.
    2. (a)(3)The location, if any, designated for posting of a general notice, pursuant to paragraph (3) of subdivision (a) of Section 4045.

Reproducido literalmente del texto publicado por el Legislative Counsel de California y verificado palabra por palabra contra una segunda fuente (leginfo (Legislative Counsel official bulk code database, LAW_SECTION_TBL) · California Public Law (Public.Law)). Las leyes de California son actos de gobierno y no tienen derechos de autor. Esta es una reproducción no oficial — la versión oficial la publica el Legislative Counsel en leginfo.legislature.ca.gov, y esa versión es la que rige.
Legible por máquina: /data/5310.json — el mismo texto con sus anclas, fechas y fuentes.

Civil Code § 5320 — el texto, en inglés

Delivering a Report in Full or in Summary
Amended by Stats. 2021, Ch. 640, Sec. 11. (SB 392) Effective January 1, 2022.

El texto va en inglés porque así está promulgado: la versión inglesa es la que tiene fuerza de ley. La explicación de esta página está en español; si algo en ella difiere del texto, vale el texto.

(a)When a report is prepared pursuant to Section 5300 or 5310, the association shall deliver one of the following documents to all members by individual delivery pursuant to Section 4040:
(a)(1)The full report.
(a)(2)A summary of the report that includes, on the first page, a general description of the content of the report and instructions, printed in at least 10-point boldface type, regarding how to request a complete copy of the report at no cost to the member.
(b)Notwithstanding subdivision (a), if a member has requested to receive all reports in full, the association shall deliver the full report to that member, rather than a summary of the report.

Qué decía antes este artículo

Leída comparando las publicaciones bienales del código del Legislative Counsel, una por sesión. La más antigua es la de 2013–2014, que ya trae la Ley con su numeración actual, así que los cambios se registran desde la publicación siguiente en adelante. Importa más allá del registro: el § 5145 da un año para impugnar una elección, y rige el texto vigente el día en que se celebró, no el de hoy.

  1. SB 392en vigor 2022-01-01

    Amended by Stats. 2021, Ch. 640, Sec. 11. (SB 392) Effective January 1, 2022.

    2 subdivisiones cambiadas

    Ver qué cambió
    1. (a)… one of the following documents to all members, members by individual delivery pursuant to Section 4040:
    2. (a)(2)A summary of the report. The summary shall include report that includes, on the first page, a general description of the content of the report. Instructions on report and instructions, printed in at least 10-point boldface type, regarding how to request a complete copy of the report at no cost to the member shall be printed in at least 10-point boldface type on the first page of the summary. member.

Reproducido literalmente del texto publicado por el Legislative Counsel de California y verificado palabra por palabra contra una segunda fuente (leginfo (Legislative Counsel official bulk code database, LAW_SECTION_TBL) · California Public Law (Public.Law)). Las leyes de California son actos de gobierno y no tienen derechos de autor. Esta es una reproducción no oficial — la versión oficial la publica el Legislative Counsel en leginfo.legislature.ca.gov, y esa versión es la que rige.
Legible por máquina: /data/5320.json — el mismo texto con sus anclas, fechas y fuentes.

Relacionados Cómo llega un aviso · Expedientes · Solicitudes por escrito Próxima revisión trimestral